Join our client - a dynamic and innovative fintech firm as the Head of Risk and Modeling! In this pivotal role, you will lead the development and execution of cutting-edge risk management strategies and modeling initiatives. Your expertise will be crucial in maintaining the integrity of risk assessment processes, optimizing portfolio performance, and driving business objectives through data-driven insights.

Key Responsibilities

Risk Strategy Development:

Formulate and implement comprehensive risk management strategies that align with our ambitious business goals.
Optimize risk models to enhance decision-making and elevate portfolio quality.

Modeling Oversight:

Lead the design, development, and validation of advanced quantitative risk models, covering credit risk, market risk, and operational risk.
Ensure that all models comply with regulatory requirements and industry best practices.

Data Analytics Leadership:

Champion the use of advanced analytics to inform and refine risk assessment and management practices.
Oversee data collection, processing, and analysis to deliver robust risk insights that drive strategic decisions.

Cross-Functional Collaboration:

Collaborate with diverse departments—including finance, compliance, and operations—to seamlessly integrate risk considerations into overall business strategies.
Act as a key liaison for internal and external stakeholders, including regulators and auditors.

Reporting and Documentation:

Lead the creation and automation of impactful risk-related reports for senior management and regulatory authorities.
Maintain thorough documentation of modeling methodologies, assumptions, and results.

Team Leadership:

Inspire and mentor a team of risk analysts and modelers, cultivating a culture of continuous improvement and professional growth.
Set clear objectives and performance metrics to drive team success.

Risk Monitoring and Escalation:

Continuously monitor risk exposure and model performance, identifying key risk issues and trends.
Escalate critical risk issues to senior management, providing actionable insights and strategic recommendations for mitigation.

Qualifications:

Experience: At least 12-15 years in risk analytics, scoring, or modeling, specifically with unsecured products like personal loans, paylater services, or credit cards.
Technical Proficiency: Proficient in data science programming languages such as SQL, SAS, and Python.
Educational Background: Bachelor’s or Master’s degree in Mathematics, Statistics, Actuarial Science, Computer Science, Information Systems, IT, Informatics, Engineering, or a related field from a reputable university.
Regulatory Knowledge: Deep understanding of OJK regulations and compliance requirements.
Language Skills: Fluent in English, with strong written and verbal communication abilities.
Additional Skills: Experience with unsecured products (e.g., personal loans, credit cards, paylater) and expertise in SQL for analytics.
Industry Background: Previous experience in banking or digital banking environments is highly preferred.

Why Join Our Client? At our client’s innovative fintech firm, you will have the opportunity to shape the future of risk management in a rapidly evolving industry. Bring your expertise and creativity to a team that values collaboration and continuous improvement. If you’re ready to make a significant impact and drive change, we invite you to apply!

Take the next step in your career and join us in revolutionizing the fintech landscape!

Head of Risk Strategy & Modelling