We are seeking a dynamic and results-driven Head of Product & Business Development to lead our product innovation and market growth initiatives. This strategic leadership role is responsible for aligning the product and business development functions to achieve Flooss’s vision of becoming a regional leader in digital consumer lending. You will own P&L accountability, spearhead new product initiatives, build strategic partnerships, and drive customer acquisition, retention, and market expansion across the GCC.

Key Responsibilities

Strategic Leadership

Develop and execute a comprehensive product and business development strategy in alignment with Flooss’s mission and growth objectives.
Lead the expansion into new markets across the GCC, focusing on customer acquisition, retention, and new revenue streams.

Product Management

Guide the product team in designing and delivering innovative digital lending solutions tailored to customer needs and compliant with regional regulatory frameworks.
Oversee the product lifecycle, ensuring rapid iteration and market-fit validation.

Business Development & Partnerships

Identify, build, and manage strategic partnerships to enhance distribution channels and accelerate growth.
Drive commercial alliances and collaborations that unlock new customer segments and business models.

P&L and Financial Oversight

Own the full P&L for the product and business development verticals.
Optimize departmental budgets and allocate resources to maximize ROI and operational efficiency.

Team & Performance Management

Define KPIs across departments, tracking performance in areas such as product delivery, revenue, user acquisition, and customer satisfaction.
Mentor and lead cross-functional teams, cultivating a culture of accountability and innovation.

Growth & Market Expansion

Conduct market feasibility studies and lead go-to-market strategies for new product launches and regional expansion.
Monitor fintech trends, consumer behaviors, and competitor activity to inform strategic decisions.

Compliance & Risk Management

Ensure compliance with financial, consumer lending, and data protection regulations across all operational regions.
Collaborate with legal and compliance teams to implement risk mitigation strategies.

Key Performance Indicators (KPIs)

Achievement of annual revenue, profitability, and margin targets
Budget adherence and cost-efficiency metrics
Product mix performance and user engagement KPIs
Monthly and quarterly user acquisition and retention targets
Market share growth in Bahrain and new markets
Execution of strategic partnerships and channel expansion plans

Qualifications & Experience

Master’s degree in Business Administration, Marketing, Finance, or a related field
15+ years of progressive experience in leadership roles within fintech, digital lending, banking, or financial services
Proven track record of success in P&L management, product strategy, and business development
Strong understanding of consumer lending regulations, compliance, and digital financial ecosystems
Demonstrated leadership capabilities in managing cross-functional teams and delivering business outcomes
Excellent communication, negotiation, and stakeholder management skills