Job Title: Credit Risk Manager (Investment / Banking)
Location: Riyadh, Saudi Arabia
Experience Required: 10–15 years
Salary Range: SAR 30,000 – 35,000 (Monthly)

Role Purpose

Lead and manage credit risk activities by assessing and controlling credit exposure across banking and investment portfolios, ensuring compliance with internal policies and regulatory guidelines while supporting sustainable growth.

Key Requirements

Bachelor’s degree in Finance, Accounting, Economics, Risk Management, or related field (Master’s is a plus)
10–15 years of experience in Credit Risk within Banking / Financial Services / Investment
Strong knowledge of credit assessment, underwriting, and portfolio risk monitoring
Experience in corporate credit and/or investment credit evaluation
Understanding of credit governance, approval frameworks, and risk appetite
Strong stakeholder management and ability to work with senior leadership
Advanced skills in financial analysis, ratio analysis, and cash flow assessment
Experience with credit rating models, stress testing, and early warning indicators is preferred

Key Responsibilities

Review credit proposals and perform detailed risk and financial analysis
Recommend/approve credit limits and risk grading based on policy
Monitor credit portfolio performance and identify risk trends
Implement and enhance credit risk policies and decision frameworks
Prepare regular credit risk reports for senior management and committees
Ensure adherence to internal controls and regulatory requirements
Support business growth with disciplined credit decisions

Key Skills

Credit Risk Assessment & Underwriting
Financial Analysis & Portfolio Monitoring
Risk Reporting & Governance
Policy Development & Compliance
Strong communication & decision-making
Excel (Advanced) / Risk tools & dashboards (Power BI is a plus)