Head of Distressed Debt & Recoveries (Real Estate Finance)

Role Summary

Lead the restructuring and recovery team, handling distressed assets from early warning through to final resolution and value maximisation. Report to senior risk leadership and work closely with other senior managers.

Key Responsibilities

Develop and run a restructuring strategy.
Manage a small team of analysts, legal advisers and asset managers.
Identify early signs of trouble, analyse cash‑flows and recommend actions.
Negotiate debt rescheduling, covenant changes, haircuts or asset sales.
Maintain relationships with borrowers, advisors and regulators.
Track recovery performance and report to senior management.
Coordinate with underwriting and risk teams for consistent risk assessment.
Oversee post‑recovery asset management and disposal.

Desired Experience

10+ years in restructuring, recoveries or distressed‑finance within banking or investment‑banking.
Successful track record of handling workouts, out‑of‑court restructurings and insolvency cases.
Experience managing portfolios from £10 million up to several hundred million.
Background in commercial/residential real estate finance.
Good knowledge of UK/European insolvency law and distressed‑asset valuation.
Strong analytical, negotiation and communication skills.

CJ1563 - Head of Distressed Debt & Reco...