Job Title: Finance Manager, Malta
Reporting To: Finance Director
Direct Report: Accounts Assistant

Job Purpose
To manage the day-to-day finance function in Malta within a banking/financial services environment, ensuring accurate financial records, effective financial controls, timely reporting and compliance with applicable accounting and regulatory requirements.
The Finance Manager will oversee the Accounts Assistant, coordinate the company’s annual audit process and work closely with internal teams, external auditors, banking/payment partners and regulatory stakeholders. Experience within payments, Electronic Money Institutions (EMIs) or a similar regulated financial services environment is highly desirable.

Key Responsibilities

Managing the day-to-day finance operations in Malta
Reviewing and overseeing the processing and posting of financial transactions in line with internal controls and company policies
Reviewing bank, payment provider and company account reconciliations, ensuring discrepancies are identified and resolved promptly
Overseeing accounts payable and accounts receivable processes
Managing month-end, quarter-end and year-end financial close processes
Preparing and reviewing management accounts, financial reports and supporting schedules
Coordinating statutory audits, acting as the primary finance contact for external auditors and ensuring audit requests are managed efficiently and deadlines are met
Preparing and reviewing audit schedules, supporting documentation and reconciliations
Maintaining appropriate financial controls, processes and accounting records
Supporting the preparation and submission of relevant regulatory and compliance reporting
Liaising with compliance, risk and other internal teams on finance-related regulatory matters
Supporting the finance team in interpreting and implementing changes to applicable accounting and regulatory requirements
Monitoring payment and transaction-related financial activity and investigating discrepancies or unusual items
Managing relationships with banks, payment service providers, auditors and other external stakeholders
Identifying opportunities to improve finance processes, controls and reporting
Managing, supporting and developing the Accounts Assistant, including allocating work, reviewing outputs and providing guidance and feedback
Ensuring sensitive financial and business information is handled appropriately and confidentially
Providing support to senior management and the wider finance function as required
Responsible for quarterly VAT returns for UK and Malta entities, as well as calculating commissions for commercial team and introducers.

Skills & Experience Required

Strong experience with Xero software
Proven experience in a finance or accounting role, ideally within banking, payments, an EMI or another regulated financial services environment
Experience with payment transactions, payment service providers and/or electronic money businesses is highly desirable
Experience coordinating or supporting external financial audits
Good understanding of accounting principles, financial controls and reconciliations
Awareness of financial services regulatory and compliance requirements; experience with regulatory reporting is an advantage
Experience managing or supervising junior finance team members
Strong numerical, analytical and problem-solving skills
High attention to detail and accuracy
Strong organisational and time-management skills
Proficiency in Microsoft Excel
Experience with Xero or similar accounting software
Strong written and verbal communication skills
Ability to work effectively with internal teams and external stakeholders
Ability to work independently and take ownership of the finance function while escalating issues appropriately

Qualifications

ACCA qualified or part-qualified, ACA, CIMA or equivalent professional accounting qualification
Candidates who are close to completing their professional accounting qualification will also be considered
Relevant degree or equivalent qualification in Accounting, Finance or a related discipline preferred
Relevant experience within financial services, payments or an EMI environment is highly desirable

Personal Attributes

Reliable, trustworthy and accountable
High level of integrity and professional judgement
Proactive and comfortable taking ownership of responsibilities
Strong attention to detail and commitment to accuracy
Confident managing priorities and deadlines in a fast-paced environment
Ability to lead, support and develop junior members of the finance team
Strong communication and stakeholder-management skills
Commercially aware with a practical and solutions-focused approach
Discreet and professional when handling confidential financial information
Adaptable and comfortable working within a regulated and changing environment
Strong team player with the confidence to challenge and escalate where appropriateJob Title: Finance Manager, Malta
Reporting To: Finance Director
Direct Report: Accounts Assistant

Job Purpose
To manage the day-to-day finance function in Malta within a banking/financial services environment, ensuring accurate financial records, effective financial controls, timely reporting and compliance with applicable accounting and regulatory requirements.
The Finance Manager will oversee the Accounts Assistant, coordinate the company’s annual audit process and work closely with internal teams, external auditors, banking/payment partners and regulatory stakeholders. Experience within payments, Electronic Money Institutions (EMIs) or a similar regulated financial services environment is highly desirable.

Key Responsibilities
Managing the day-to-day finance operations in Malta
Reviewing and overseeing the processing and posting of financial transactions in line with internal controls and company policies
Reviewing bank, payment provider and company account reconciliations, ensuring discrepancies are identified and resolved promptly
Overseeing accounts payable and accounts receivable processes
Managing month-end, quarter-end and year-end financial close processes
Preparing and reviewing management accounts, financial reports and supporting schedules
Coordinating statutory audits, acting as the primary finance contact for external auditors and ensuring audit requests are managed efficiently and deadlines are met
Preparing and reviewing audit schedules, supporting documentation and reconciliations
Maintaining appropriate financial controls, processes and accounting records
Supporting the preparation and submission of relevant regulatory and compliance reporting
Liaising with compliance, risk and other internal teams on finance-related regulatory matters
Supporting the finance team in interpreting and implementing changes to applicable accounting and regulatory requirements
Monitoring payment and transaction-related financial activity and investigating discrepancies or unusual items
Managing relationships with banks, payment service providers, auditors and other external stakeholders
Identifying opportunities to improve finance processes, controls and reporting
Managing, supporting and developing the Accounts Assistant, including allocating work, reviewing outputs and providing guidance and feedback
Ensuring sensitive financial and business information is handled appropriately and confidentially
Providing support to senior management and the wider finance function as required
Responsible for quarterly VAT returns for UK and Malta entities, as well as calculating commissions for commercial team and introducers.

Skills & Experience Required
Strong experience with Xero software
Proven experience in a finance or accounting role, ideally within banking, payments, an EMI or another regulated financial services environment
Experience with payment transactions, payment service providers and/or electronic money businesses is highly desirable
Experience coordinating or supporting external financial audits
Good understanding of accounting principles, financial controls and reconciliations
Awareness of financial services regulatory and compliance requirements; experience with regulatory reporting is an advantage
Experience managing or supervising junior finance team members
Strong numerical, analytical and problem-solving skills
High attention to detail and accuracy
Strong organisational and time-management skills
Proficiency in Microsoft Excel
Experience with Xero or similar accounting software
Strong written and verbal communication skills
Ability to work effectively with internal teams and external stakeholders
Ability to work independently and take ownership of the finance function while escalating issues appropriately

Qualifications
ACCA qualified or part-qualified, ACA, CIMA or equivalent professional accounting qualification
Candidates who are close to completing their professional accounting qualification will also be considered
Relevant degree or equivalent qualification in Accounting, Finance or a related discipline preferred
Relevant experience within financial services, payments or an EMI environment is highly desirable

Personal Attributes
Reliable, trustworthy and accountable
High level of integrity and professional judgement
Proactive and comfortable taking ownership of responsibilities
Strong attention to detail and commitment to accuracy
Confident managing priorities and deadlines in a fast-paced environment
Ability to lead, support and develop junior members of the finance team
Strong communication and stakeholder-management skills
Commercially aware with a practical and solutions-focused approach
Discreet and professional when handling confidential financial information
Adaptable and comfortable working within a regulated and changing environment
Strong team player with the confidence to challenge and escalate where appropriate